So you have come to the conclusion that you might have a workers compensation claim due to a recent work place injury or illness that has prevented you from performing your normal job. Now, if you live in or around the Chicago area, it would be reasonable to expect that you should use a lawyer who has offices in the state of Illinois, rather than choosing an attorney who is located elsewhere.
The reason for this is clear when you understand the process that must take place to bring your workers compensation claim to fruition so you can receive the benefits that you require before you are able to return to work.
One of the most important things you need to do in order to make your workman’s compensation claim is to file the appropriate documents with the state workers compensation bureau as well as your employer and the insurance company who may also be responsible for paying out the claim. The workman’s compensation laws for receipt of benefits as well as the regulations that govern insurance companies can vary from state to state. For this reason it is preferable to work with an attorney who is proficient in dealing with the respective authorities and moving the process through all of the red tape.
Here is an interesting article regardinga change in the tactics used by workmans compensation attorneys to get benefits to workers who have been injured and left on disability due to asbestos.
Mesothelioma – Suing For Compensation
by: Rick Hendershot
Most asbestos lawsuits have been filed by people who have worked in environments where they have been exposed to asbestos, and who subsequently developed an asbestos-related illness such as asbestosis or mesothelioma. The purpose of asbestos lawsuits is to recover financial damages from the employer responsible for maintaining the safety of the workplace, or from some other company that was negligent in manufacturing or in recommending a hazardous material.
Financial damages usually include the cost of medical bills, other costs associated with the disease, lost wages, and sometimes compensation for loss in quality of living or potential for future earnings. Mesothelioma cases usually recieve the highest settlement amounts — typically being settled out of court for about $3 million each.
**The History of Mesothelioma Lawsuits**
The first asbestos products lawsuit took place in Texas in 1966 when Johns-Manville, Fibreboard and Owens-Corning Fiberglas were sued on behalf of Claude Tomplait, an asbestos worker. Tomplait lost this case, but it was quickly followed up by another one in 1969 which was won and upheld in appeals in 1973.
In the late 1970s the legal battles took on a different tone. It was found that asbestos companies were involved in a conspiracy to suppress knowledge about the harmful effects of asbestos. By 1982 punitive damages were being awarded to sufferers of asbestos-related diseases, and many of the major companies responded by seeking Chapter 11 bankruptcy protection.
This complicated the legal situation considerably. Things also changed in the 1980s because successive waves of new workers were coming forward with asbestos-related diseases. These included workers in construction companies, asbestos distributors, and companies involved with asbestos-related products such as brake linings and insulation.
Eventually, many of the major bankrupt asbestos companies set up settlement trusts to handle problem cases separate from the litigation process. Most lawyers will simultaneously proceed with litigation against the companies while negotiating with the settlement trusts. Normally, when a settlement is reached with the trust it will be for much less money, and payments are often spread over many years.
**How do lawyers proceed with mesothelioma cases?**
Most lawyers in this field will do an examination of each claim on an individual basis. Since they often take on such cases on a “contingency” basis, they will usually not take on a case unless they have a reasonable chance of winning. This means that a history of contact with asbestos is usually not sufficient to proceed. A person should have tangible evidence of the presence of mesothelioma before a serious case can be undertaken.
The lawyer will look at all relevant information including medical records, family history, work history, exposure to asbestos. They normally have to be satisfied of two things before beginning — there must be a diagnosis of mesothelioma, and there must be defendants who can be held responsible. Once they have these two things they are usually prepared to take on the case.
**How are the lawyers paid?**
Most lawyers work on a contingency basis. This means they do not get paid until the case is settled in their client’s favor. A standard rate is 30% of the gross settlement. When selecting a lawyer, be careful of how the funds are dispersed. Some will take their 30% and then pay the legal fees out of the client’s portion. This means they will actually be getting more than 30% — sometimes closer to 40 or 50%. Look for a firm that pays the fees out of the gross settlement amount. And be sure that there are no circumstances in which you will be billed for costs if your lawyer loses the case.
**Workers’ Compensation or 3rd Party Litigation**
Normally when a claim is made against an employer, the case is handled by Workers’ Compensation. In most jurisdictions this is a “no fault” insurance system. All employers must have this kind of insurance. So when a claim is made against the system, there is no need to establish that the employer was at fault. All the system has to do is establish that the employee has been injured or disabled because of his or her employment.
A workers’ compensation claim can usually be finalized within 6 to 12 months.
When filing a civil lawsuit against a 3rd party such as a product manufacturer, the process is considerably more complicated. In this case, the lawyers representing a mesothelioma victim will usually name several defendants — sometimes as many as 30 or 40 mining companies, manufacturers, distributors, brokers, insulation contractors, general contractors, etc.– to attempt to spread the damages over as many parties as possible and increase the chances of receiving a sizable settlement.
Experienced lawyers will attempt to settle with defendants before actually going to court. If the case does get to court and a verdict is reached it is almost certain to be appealed. In such cases it can take years to reach a final resolution.
**If you have been exposed to asbestos…**
If you have been exposed to asbestos, the best advice is to have a thorough medical examination to determine if you have any signs of mesothelioma. If you do, then it is best to consult with a lawyer about your situation as soon as possible.
A good asbestos lawyer has a good educational background, understand the unique complexity involving litigation, lawsuit, including settlement asbestos product identification, specific asbestos medical issue, and specific time.